Partner with us
At North West Recreational Finance, We integrate directly into your dealership as a true extension of your team, working within your systems, under your store, and aligned with your process.
Our approach is flexible, performance-driven, and built to adapt to your specific needs whether that’s handling all financing or supporting your team where it matters most.
Frequently asked questions for dealerships
We've compiled the most common questions dealerships ask about partnering with North West Recreational Finance.
When considering a finance partner, what are the most common questions or concerns dealerships have?
1. “How much is this going to cost us?”
There are no fixed costs. No salary, no retainers, no per-application fees. We’re only paid when a deal is funded. If a deal doesn’t close, it costs the dealership nothing. That makes it a low-risk, performance-based partnership, not an overhead expense.
2. “Do we lose control of the deal or the customer?”
No. Your dealership remains the seller of record and maintains full control of the customer, pricing, and inventory. We simply handle the financing process within your existing systems, acting as an extension of your team—not a replacement.
3. “How is this different from what we already do or could do in-house?”
Most dealerships can handle simple finance deals. We specialize in non-prime, complex, and difficult-to-approve files, managing everything from deal structuring to funding. You get experienced finance support without the cost of hiring another employee, paying salary, benefits, or covering vacations and sick days.
4. "What’s the biggest advantage for a dealership working with North West Recreational Finance?"
By partnering with us, dealerships can:
- Increase approvals and deal conversions
- Handle more non-prime and difficult credit files
- Reduce payroll and overhead costs
- Keep sales staff focused on selling
- Benefit from experienced deal structuring and lender relationships
- Improve funding speed and cash flow
Because we only get paid when deals fund, it's a low-risk, performance-based partnership.
5. "Do you offer just Part time Coverage options?"
Yes. We provide flexible finance support for vacations, sick leave, maternity leave, seasonal demand, and temporary staffing gaps. We can also work alongside your existing finance manager to help manage workload during busy periods, all without the cost of hiring another full-time employee.
6. "What types of customer financing situations or challenges do you deal with"
We handle all types of financing, but we excel at deals that are more difficult to approve, including:
- Non-prime and credit-challenged customers
- Previous declines and abandoned applications
- Self-employed, commission-based, or seasonal income
- Low or no down payment situations
- Files delayed by lender conditions or missing documentation
Our experience, lender relationships, and deal-structuring expertise help turn more difficult applications into funded deals.
7. "What is the process on your end from start to finish?"
1. Submit the Credit Application: Send the application through your Dealertrack portal or directly to us.
2. File Review & Deal Structuring: We review the credit profile and supporting documents and identify the best lenders and programs. We then structure the deal for maximum approval potential.
3. Lender Submissions: We submit to lenders through your existing portals and Manage underwriter communication and stipulations. We Obtain approvals and negotiate conditions.
4. Customer & Product Presentation: We present the financing options directly to the customer. At this point we offer warranties, insurance, and protection products to maximize back-end profit opportunities
5. Documentation & Funding We coordinate all required paperwork for customer signing either via docu-sign or to send as a package for signature at delivery. We complete and compile all lender conditions and Submit for funding and monitor payout.
Grow your business with us
Partner with North West Recreational Finance for expert finance support, higher approval rates, and less overhead. We help your dealership fund more deals while your team stays focused on selling. Let's grow your business together.