Unlock more sales: Your virtual finance department awaits

Partnering with North West Recreational Finance means gaining a fully functioning finance department without the cost, risk, or overhead of hiring one. We empower British Columbia recreational vehicle dealers to secure more approvals, reduce lost sales, and focus on what they do best: selling. Discover how we become an invaluable extension of your team.

How North West Recreational Finance empowers your dealership

At North West Recreational Finance, we specialize in transforming your dealership's financing capabilities. Our expert team acts as your dedicated virtual finance office, handling the complexities of recreational lending so your sales team can focus on closing deals.

More approvals, fewer lost sales

We excel at deal structuring, lender communication, and decline-rescue, especially for non-prime or complex customers often turned away elsewhere.

No fixed costs, only funded deals

You pay only when deals fund, eliminating fixed costs like salaries, payroll, and benefits, protecting your bottom line during slower periods.

Your team sells, we finance

Your staff can stay focused on selling units while we meticulously manage Dealertrack submissions, stips, lender follow-ups, and funding coordination.

Maximize your funding potential

Imagine a seamless finance department that costs you nothing until a deal is funded. North West Recreational Finance offers exactly that: professional, compliant financing expertise that drives higher monthly funded deals and significantly lowers your operating costs, aligning our success directly with yours.

Your virtual finance office: The process

As your dealership’s virtual finance office, we manage the entire financing journey from application to funding. We start with credit application intake, reviewing each file to identify potential challenges and opportunities early on. This is followed by expert deal structuring and matching to the most suitable lenders, dramatically improving approval rates. Finally, we handle all Dealertrack submissions and direct lender communication, including underwriter questions, stipulations, and adjustments needed to secure approvals, ensuring your team stays focused on sales.

Approving more deals, even with tough credit

Many dealerships lose sales due to complex financing for credit-challenged customers. We bridge this gap by carefully structuring each deal, matching customers to appropriate lenders, and adjusting loan terms to meet guidelines. Our direct communication with underwriters means we can explain context and re-structure deals in real time, often turning initial declines into approvals. Our decline-rescue expertise, combined with experience in non-prime and complex files, ensures you convert more sales without the need for an in-house finance manager. You pay only when a deal successfully funds, making us a low-risk, high-return partner.